Residential Versus Commercial Investment Property Loans

Posted on: January 14, 2012

Categories: Commercial Building, Other Articles

Author: lbuen

Understanding Commercial Investment Property Loans to Get Approved

You may be one of the many investors who are attracted to commercial investment properties because of their monthly earning potential, not to mention the serious prospect of capital gains over the long haul. If you are thinking about venturing into this kind of real estate investment, you would definitely need a commercial mortgage. Before taking any form of funding though, you have to have a good grasp of what it is to better your chances of getting approved. You must realize that it is not enough that you are a strong borrower. What better way to understand commercial investment property loans than to compare them versus the more common residential property loans?

The Differences Between Residential and Commercial Investment Property Loans
Whose Money Are You Borrowing?

Commercial investment… Read the rest

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Why Pass Up on No Money Down Investment Property Loans

Posted on: January 9, 2012

Categories: Buy, Other Articles

Author: lbuen

Turning Down No Money Down Investment Property Loans

No money down investment property loans are a great way to obtain investment properties even if you have not saved up for a down payment yet. Real estate investment opportunities can be fleeting and need swift action or forever lose it, incurring you an opportunity loss. A zero money down mortgage allows an investor to leap on a real estate great deal when it presents itself. Even if you can afford to put down 20 percent of the loan amount, you opt not to because you want to use the money in another investment instead. Despite these perks, a no money down investment property loan also has its downside. If you can afford to make the down payment, cough up and forgo the chance to obtain a 100% mortgage… Read the rest

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When Is It Time to Start Looking for Investment Property Refinance Loans

Posted on: December 30, 2011

Categories: Buy, Commercial Building

Author: lbuen

Lenders make it a point to offer spanking investment property loans like shiny brand new cars. They polish rates and loan terms just like car dealers rub down car hoods to make their offerings attractive to would-be buyers. The time you obtained your investment property mortgage, market conditions may have worked to your advantage with the terms that you got. However, as time went by and the landscape of the real estate market shifted, the loan terms may no longer be working in your favor. Let us take a peek at the signs that it may be time to take action and begin keeping your eyes peeled for investment property refinance loans.

1. Start looking for investment property refinance loans when rates are going down

You may have been lured to purchase your investment property due to its very attractive… Read the rest

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Home Equity Loan on Investment Property – Is This the Right Loan for You?

Posted on: December 27, 2011

Categories: Buy, Commercial Building, Residential House

Author: Jong

Equity loan on investment property is one of the possible options for you to get the needed cash for the down-payment of your dream house or another rental property. There are many other types of loans out there, and this seems to be one of the promising options especially if you have an existing investment property that you can use as collateral.

Before jumping on board to this kind of loan, it is best to know what home equity loan on investment property really is, and determine its suitability in your case. This is by no means suitable for all circumstances. There are instances where this type of loan is not recommended. It is, likewise, important to know its pros and cons in order to better understand how this loan can help you.

What is an Equity Loan on Investment

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Buy a Floating Home

Posted on: November 8, 2011

Categories: Buy, Residential House

Author: Buy Fix and Profit (Guest)

You want to live close to the water, but can’t afford it? How about looking buying a floating home? This home in Lake Union is beautiful and doesn’t cost an arm and a leg.

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7 Strategies To Convince a Private Money Lender To Fund Your Real Estate Deal

Posted on: October 12, 2011

Categories: Buy, Other Articles

Author: lbuen

So you have set up your real estate website and blog to establish your online presence and start building on your name as an authority in the industry to build credibility not just for buyers and sellers of properties, but investors, as well. You have kicked off your word-of-mouth marketing by tapping your network to make known to everyone you know that you are into real estate investing. And so you have gotten a few messages hinting interest in investing in your deals. Your concern now is how to clinch the deal with a private money lender? Here are some tips.

1. Arrange a face-to-face meeting with your prospective private money lender.

Online interaction is not enough. You must totally convince your prospect that you are indeed human. Time to surface from your online persona and engage with your potential… Read the rest

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6 Sure-Fire Ways of Attracting Private Money Lenders

Posted on: October 9, 2011

Categories: Buy, Other Articles

Author: lbuen

6 Sure-Fire Ways of Attracting Private Money Lenders

Private Money Lenders – The Most Convenient and Flexible Source of Funding

As you already know, funding for your real estate deals is essential; without which, the deal cannot proceed. However, you may have noticed that with the present real estate market falling apart at the seams, getting funding is not as easy at it used to be. Requirements for traditional funding have become tighter. You cannot get a Fannie Mae and Freddie Mac loan for your real estate investing deals. Sourcing from hard money lenders can cost you by as much as 25 percent in interest and points. Because of these, more and more investors are turning to private money lenders to finance their deals. But with so many real estate investors seeking non-traditional funding, how do you lure these financial backers to invest in your deals?

How to

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How Much Do Private Money Loans Cost

Posted on: October 5, 2011

Categories: Buy, Other Articles

Author: lbuen

How Much Do Private Money Loans Cost

Private Money Loans Up for Grabs With a Hefty Price

Private money loans may be more readily available as compared to traditional loans, but this accessibility comes with a price tag. True, you can do away with the piles of paperwork, credit check and other prerequisites required by banks and conventional lenders, saving you time and effort. In lieu of these is are steeper rates and points that you do not usually encounter when transacting with banks, making private money more expensive. Another reason why private money is dearer (and riskier) is because the loan is not insured by a bank or government entity. Let us get to know what these costs are.

Breaking Down the Cost of Private Money Loans

The price tag of private money loans can be broken down into two parts: interest rate and up front… Read the rest

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Investment Property Financing – Finance Investment Properties With 100% Financing

Posted on: September 29, 2011

Categories: Buy

Author: lbuen

Investment Property Financing – Finance Investment Properties With 100% Financing

Real Estate Investors’ Big Secret – Investment Property Financing

With the down market, people keep saying that now is a good time to invest in real estate. However, newbie real estate investors could only scratch their heads as they do not have the money to buy their first property. Sure, the prices of real estate may have dropped insanely low but still the cash on hand just isn’t enough. Who says you have to take your payment from your own pocket? One of the biggest secrets how savvy real estate investors make money is by using other people’s money, through investment property financing.

5 Ways To Finance Investment Property

There are several ways you can obtain funding for your real estate deal provided you have a bang-up credit rating. Even if you don’t, there are still other creative ways to… Read the rest

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Investment Property Loans – Understanding Investment Property Mortgage Loans And The Factors That Can Affect Loan Rates

Posted on: July 14, 2011

Categories: Buy, Commercial Building, Residential House

Author: lbuen

Investment Property Loans – Understanding Investment Property Mortgage Loans And The Factors That Can Affect Loan Rates

Rationale Behind Investment Property Loans

Personally funding your own real estate investments can bleed you dry. Most newbie real estate investors do not have the money to fully pay off an investment property, that’s why they will need to secure funding from somewhere. Even savvy real estate investors who have the wherewithal to pay investment properties in full would definitely not do so. They use investment property loans as leverage so that they do not touch their own personal funds. In investor parlance, they use OPM or Other People’s Money to make money.

Investment Property Mortgage Loans Versus Residential Mortgage Loans

If you are buying a property that you do not intend to use as a place of residence but for profit, then it is considered as an investment property. If this is your first time to obtain a… Read the rest

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