Posts Tagged 'Loan'

Interested in an Interest Only Investment Property Loan?

Posted on: January 23, 2012

Categories: Other Articles

Author: lbuen

Are you looking for financing that would not significantly stanch your cash flow? An interest only investment property loan may be just the kind of mortgage you need. A good number of real estate investors take advantage of this loan to free up some of their funding to invest in another property or other investment vehicles while they wait for the property under the loan to appreciate in value.

How Does an Interest Only Investment Property Loan Work?

With this type of loan, all you are required to pay for within a set period is the payment for interest. The repayment of the loan principal will only be due at the end of the given period or at the time you would be reselling the property. With the “postponed” principal repayment, you can use the funds that is supposed to… Read the rest

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Basic Investment Property Loan Requirements

Posted on: January 15, 2012

Categories: Other Articles

Author: lbuen

Obtaining financing for an investment property loan often proves more challenging than taking out funding for a residential purchase. Besides your own finances, mortgage lenders will also scrutinize the property in question, particularly its appraisal, cash flow and profitability. To give you an idea of what to expect, this post will cover some of the investment property loan requirements that most lender require.

Investment Property Loan Requirements: Your Financial Standing
Down payment

You must have enough funds to make the down payment. Lenders are taking in greater risks when funding investment properties because such properties often come with huge price tags. To somehow cushion them from such risks, they often command higher interest rates. At the same time, they also require beefier down payments, which often start at 20 percent of the price with averages ranging between… Read the rest

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Attracting Private Money Lenders For Real Estate : A Marketing Pursuit

Posted on: October 31, 2011

Categories: Other Articles

Author: lbuen

Private Money Lenders for Real Estate – No Ordinary Lenders

So you think obtaining financing from private money lenders for real estate is a financing process? Think again! For savvy real estate entrepreneurs, they know that it is a marketing undertaking. Why? Let’s first take a glimpse at the financing process of applying for traditional loans.

Applying for Funding From Traditional Lenders

In the typical financing process, you need to submit an application at a bank or lending institution and submit a mountain of paperwork to support your application. Your credit score, financial state, and other qualifications have to pass the loan committee’s stringent standards. In effect, you are asking the bank a favor to lend you money by seeking their approval, and in return you pay them interest for the loan. You are at the banker’s mercy.But this is… Read the rest

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